Legal Disclaimer

1. Not Financial Advice

SavingsAI is an independent comparison tool that provides factual information about savings products offered by UK banks and financial institutions. We do not provide:

• Personalised financial advice
• Investment recommendations
• Any form of regulated financial guidance
• Tax advice or legal advice

All information is provided "as-is" for educational and comparison purposes only.

2. Information Accuracy & Currency

While we strive to ensure information is accurate and up-to-date:

• Interest rates, terms, and product availability change frequently
• The rates displayed are correct as of the date shown but may have changed
• We make no guarantee of completeness or accuracy of our database
• Always verify directly with your chosen bank before opening an account

3. Your Responsibility

Your decision to open any savings account is entirely your own responsibility. Before proceeding, you should:

• Read the full terms and conditions on the bank's official website
• Check that the product is suitable for your needs
• Verify FSCS protection applies to your account
• Contact the bank directly for any clarifications
• Understand all fees, charges, and restrictions

4. No Endorsement

Inclusion of a product on SavingsAI does not constitute an endorsement or recommendation. We compare products objectively without bias towards any particular provider.

5. FCA Regulation

SavingsAI is not regulated by the Financial Conduct Authority (FCA). We are:

• Not an intermediary or broker
• Not authorised to facilitate account openings
• Not registered with the FCA
• Not subject to FCA regulation

6. FSCS Protection

While we display FSCS protection status, you should:

• Verify current FSCS eligibility directly with the bank
• Understand that FSCS covers deposits up to £85,000 per person per institution
• Check eligibility criteria on the official FSCS website (fscs.org.uk)

7. Data Accuracy

We make no guarantees regarding:

• Completeness of our product database
• Accuracy of third-party data sources
• Real-time accuracy of all displayed information

For official information, always visit the bank's website or contact them directly.

8. Limitation of Liability

SavingsAI and its operators shall not be liable for:

• Any financial loss or damage from using this website
• Decisions made based on information provided
• Inaccuracies or omissions in product data
• Changes in interest rates or product availability
• Technical issues or service interruptions

9. External Links

We link to bank websites and other third-party sites. We are not responsible for:

• Content on external websites
• Accuracy of external information
• Privacy practices of third-party sites

Use external sites at your own risk.

10. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes are effective immediately upon posting.

11. Contact & Disputes

If you have questions about this disclaimer or believe we have provided inaccurate information, please contact us through [email protected].